Insurance and Risk Management

Having appropriate cover is vital for our clients. We determine accurate asset values to enable our clients to obtain appropriate insurance cover to protect against a loss without suffering the extra costs associated with being over insured. We also work increasingly with brokers and underwriters who require independent property valuations to support insurance placement, claims management and loss control.

American Appraisal provides appraisals and analysis for every aspect of the insurance and risk management process. When we performed our first valuation for insurance purposes, the only issue was claims settlement. As insurance pooling has grown both more common and more complex, the need for appraisals and financial analysis has grown more sophisticated. We have over a century of experience in appraising all major industries for insurance purposes providing a cost-effective service that delivers information and documentation appropriate to the client, the broker and the underwriter.

We work closely with a number of large insurance brokers to ensure that insurance underwriters are provided with all of the critical information. Our reports are produced in an efficient and economical manner for renewal, exposure analysis and summaries for layered coverage and other needs.

 Insurable values for insurance placement

 Loss assessment

 Proof-of-loss support

 MPL and EML studies

 Business interruption analyses

 Functional replacement studies

 Enterprise risk management

 Business continuity management

See our brochure (Business Insurance and Risk Management)